Gold Index Referenced · Token Burn Redemption · Legal Notice
RISK DISCLAIMER
Ethicoin (ETHIC+) — Official Legal Notice
Last Updated: April 2026 · Applies to all ETHIC+ products and services
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High-Risk Investment Warning
Ethicoin (ETHIC+) is a high-risk speculative digital asset. Its value is subject to extreme volatility. You may lose all of the capital you invest. This is not a bank deposit, a regulated investment product, or a capital-guaranteed instrument. Do not invest funds you cannot afford to lose entirely.
By purchasing, holding, or transacting in ETHIC+ tokens, you confirm that you have read, understood, and accepted all risk disclosures set out on this page. If you do not accept these terms, do not acquire ETHIC+ tokens.
// Section 01 — Scope of Disclaimer //
01Scope & Application
This disclaimer applies to all users, investors, holders, and transacting parties who interact with the Ethicoin (ETHIC+) ecosystem — including but not limited to the website at ethicoin.org, the ETHIC+ BEP-20 smart contract deployed on BNB Smart Chain, the AIA Exchange listing, and any related products, protocols, tools, and services.
Nothing on the Ethicoin website, in the whitepaper, in the manifesto, or in any published communication by Ethicoin or its team members constitutes financial advice, investment advice, legal advice, or tax advice. All published content is for informational and educational purposes only.
No Financial AdviceEthicoin does not hold or claim any financial services licence. No representative of Ethicoin is authorised to provide regulated financial advice. Before making any investment decision, consult an independent, qualified financial adviser who is regulated in your jurisdiction.
// Section 02 — Price Volatility //
02Price Volatility & Capital Risk
The price of ETHIC+ tokens is determined entirely by market forces — supply, demand, liquidity, and sentiment. Token prices are subject to dramatic and rapid fluctuations without prior notice. Past price performance is not an indicator of future performance.
Factors that may cause price decline include:
Market sentiment — Fear, uncertainty, and doubt spread rapidly in cryptocurrency markets
Liquidity conditions — Thin order books can result in large price swings on small volumes
Competitor activity — New token launches or competing protocols may reduce demand
Macroeconomic events — Global economic conditions, interest rates, and currency movements
Technological change — Advancements rendering current blockchain infrastructure obsolete
Market manipulation — Coordinated pump-and-dump activity in unregulated markets
Capital risk acknowledgement:
Total Loss of CapitalETHIC+ tokens may decline in value to zero. There is no minimum price guarantee, no buy-back commitment, and no insurance scheme covering token value. You must be prepared for the possibility of losing 100% of your invested capital.
Gold Index — Redemption via Token BurnETHIC+ tokens may be redeemed for their gold index equivalent value through AIA Exchange. Each token references 0.1g of gold at the prevailing global spot price. The 4-step process: (1) Full KYC on AIA Exchange; (2) Minimum token threshold — qualifying amount of ETHIC+ must be held; (3) Token burn — tokens are permanently and irreversibly burned before value is released, burned tokens cannot be recovered; (4) Gold index value settlement through AIA Exchange per their terms. Redemption outside of this process is not offered. Market price of ETHIC+ may differ from gold index value at any time.
// Section 03 — Wallet Security //
03Wallet Security & Private Key Responsibility
ETHIC+ tokens are held in self-custodied cryptographic wallets. Ethicoin does not have access to, does not store, and cannot recover your private keys, seed phrases, or wallet access credentials under any circumstances.
Private key loss is permanent. If you lose your private key or seed phrase, your tokens are permanently inaccessible. No recovery mechanism exists at the protocol level.
Phishing attacks. Bad actors operate fraudulent websites, emails, and social media accounts impersonating Ethicoin. Ethicoin will never ask for your private key or seed phrase. Any communication requesting these is hostile.
Device compromise. Malware, keyloggers, and clipboard hijackers can steal wallet credentials from compromised devices. Use hardware wallets for significant holdings.
Social engineering. Never share wallet credentials with anyone — including anyone claiming to be from the Ethicoin team. Ethicoin will never contact you first.
No Recovery ServiceEthicoin provides no wallet recovery service and accepts no liability for loss of tokens resulting from compromised, lost, or inaccessible wallet credentials. You are solely responsible for the security of your wallet and private keys at all times.
// Section 04 — Protocol & Technical Risk //
04Protocol, Smart Contract & Technical Risk
The ETHIC+ smart contract has been reviewed internally. However, no smart contract audit provides an absolute guarantee against all possible vulnerabilities. The blockchain ecosystem evolves rapidly, and previously unknown attack vectors may emerge.
Smart contract bugs — Despite best efforts, code may contain undiscovered vulnerabilities
BNB Smart Chain risk — Ethicoin operates on BNB Smart Chain infrastructure which Ethicoin does not control
Network congestion — High transaction volume may delay or increase the cost of processing transactions
Fork events — Hard or soft forks of BNB Smart Chain could affect ETHIC+ token functionality
Oracle and bridge risk — Cross-chain or pricing infrastructure operated by third parties may fail or be exploited
No Protocol LiabilityEthicoin accepts no liability for losses arising from failures, bugs, exploits, or unexpected behaviour in the ETHIC+ smart contract, the BNB Smart Chain network, or any third-party protocol that ETHIC+ interacts with.
Open Source AcknowledgementThe ETHIC+ smart contract source code is publicly available on BSCScan. Users are encouraged to review the code independently. The availability of source code does not eliminate all technical risk.
Contract Address0x3072fe601074c1a6fa55b95c8b3da94b2ce7bd75Verify on BSCScan →
// Section 05 — Regulatory & Legal Risk //
05Regulatory & Legal Risk
The regulatory status of cryptocurrency is in active development across virtually every jurisdiction. Laws governing the purchase, holding, trading, and use of digital assets vary significantly between countries and may change without notice.
Jurisdictional restrictions. In some jurisdictions, the purchase or holding of cryptocurrency may be restricted or prohibited. It is your responsibility to determine whether your jurisdiction permits participation in the ETHIC+ ecosystem.
AML/KYC compliance. Anti-money laundering and know-your-customer obligations imposed by regulators may affect your ability to trade ETHIC+ on exchanges, including AIA Exchange.
Future regulation. Governments may introduce legislation that restricts, taxes, or prohibits certain cryptocurrency activities. Such regulation could materially affect the value or usability of ETHIC+ tokens.
Exchange delisting. Regulatory action against an exchange partner could result in the removal of ETHIC+ from trading platforms.
Securities classification. Regulatory bodies in some jurisdictions may classify digital tokens as securities, which could impose additional obligations or restrictions on holders and the issuer.
No Legal WarrantyEthicoin makes no representation that ETHIC+ tokens comply with the laws of any particular jurisdiction. It is the sole responsibility of each user to ensure that their participation in the Ethicoin ecosystem is lawful in their country of residence and operation.
// Section 06 — Taxation //
06Taxation Obligations
The tax treatment of cryptocurrency transactions — including purchases, sales, exchanges, transfers, and receipt of tokens — varies by jurisdiction and is subject to change. In many countries, cryptocurrency gains are taxable events.
Capital gains tax may apply to profits realised from the sale or exchange of ETHIC+ tokens
Income tax may apply to tokens received as rewards, payments, or ambassador compensation
VAT/GST treatment of cryptocurrency transactions is jurisdiction-specific and evolving
Reporting obligations — many jurisdictions require disclosure of cryptocurrency holdings and transactions to tax authorities
No Tax AdviceNothing in this disclaimer or any other Ethicoin publication constitutes tax advice. Ethicoin accepts no liability for any tax liability incurred by users. You are solely responsible for understanding and complying with all applicable tax obligations in your jurisdiction. Consult a qualified tax professional.
// Section 07 — Limitation of Liability //
07No Warranties & Limitation of Liability
The Ethicoin platform, website, smart contract, and all associated tools and services are provided on an "as is" and "as available" basis, without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
Ethicoin and its team members expressly disclaim liability for:
Direct, indirect, incidental, consequential, or special financial losses
Loss of tokens through technical failure, user error, or third-party action
Losses arising from price volatility, market conditions, or liquidity failure
Losses arising from regulatory change, taxation, or legal action
Service interruptions, website downtime, or protocol failures
Actions of third parties including exchanges, wallets, or bridge providers
Losses caused by fraudulent impersonation of Ethicoin by third parties
Unforeseen RisksThis disclaimer is not exhaustive. Cryptocurrency is an evolving technology and novel risks may emerge that are not yet identified or anticipatable. Ethicoin cannot warrant against risks that do not yet exist or have not yet been identified by the broader industry.
Acknowledgement of RiskBy acquiring ETHIC+ tokens you confirm that you understand the risks described above, that you are investing only what you can afford to lose, and that you have sought independent professional advice if required by your personal circumstances.