TERMS OF SERVICE

// Section 01 — Acceptance of Terms //

These Terms of Service ("Terms") constitute a legally binding agreement between you ("User", "you", "your") and Saeculum XXI Ethicoin ("Ethicoin", "we", "us", "our"), governing your access to and use of the Ethicoin website at ethicoin.org, its subdomains, the ETHIC+ BEP-20 smart contract, and all associated products, tools, and services (collectively, the "Platform").

By accessing or using the Platform, you confirm that:

• You are at least 18 years of age, or the age of majority in your jurisdiction, whichever is greater
• You have read, understood, and agree to be bound by these Terms in full
• You have read the Risk Disclaimer and understand the high-risk nature of digital asset investment
• Your use of the Platform is lawful under the laws of your jurisdiction
• You are not located in a jurisdiction where cryptocurrency is prohibited

If you do not agree to these Terms in full, you must immediately cease use of the Platform.

// Section 02 — Definitions //

// Section 03 — Gold Index Reference //

Each ETHIC+ token is referenced to the global gold spot price index at a rate of 0.1 gram of gold per token. This gold index reference serves as a transparent value anchor and pricing framework for the ETHIC+ protocol.

// Section 04 — Token & Smart Contract //

ETHIC+ is a BEP-20 digital asset deployed on BNB Smart Chain. The following parameters are hardcoded in the verified smart contract and are immutable — they cannot be changed by Ethicoin, any exchange, or any third party:

• Total supply: 1,000,000,000,000 (1 Trillion) ETHIC+ tokens. Circulating supply decreases permanently as tokens are burned through gold index redemptions — burned tokens are removed from supply forever
• Transaction fee: 1% — permanently allocated to the Galamsey Elimination Charity Wallet
• All other fees: Liquidity 0%, Reflection 0%, Marketing 0%, Dev 0% — permanently zero
• Anti-bot cooldown: 10 seconds between transactions per address
• Maximum transaction: 1% of total supply (10 billion ETHIC+) per transaction
• Sell multiplier: 1:1 — buy and sell transactions are treated equally, no sell penalty
• Charity Wallet: 0x417D916bb80859B0d5Dd1F4a2F8E8198674f1EbD — holds 100 Billion pre-allocated ETHIC+

All contract parameters are publicly readable on BSCScan. Ethicoin makes no representation that the smart contract is free from all possible technical vulnerabilities. Users interact with the smart contract at their own risk.

// Section 05 — KYC & Exchange //

Trading ETHIC+ on AIA Exchange requires completion of Know Your Customer (KYC) identity verification. Gold index value redemption — the process of burning ETHIC+ tokens in exchange for their gold index equivalent — is exclusively available through AIA Exchange following full KYC and subject to a minimum token threshold. By using AIA Exchange, you agree to comply with all applicable AIA Exchange terms, conditions, and identity requirements.

• KYC is mandatory on AIA Exchange for full trading access and gold index value redemption via token burn
• Token burn is irreversible. Once ETHIC+ tokens are submitted for gold index redemption and burned, they are permanently and irrevocably removed from circulation. Burned tokens cannot be returned, recovered, or cancelled under any circumstances
• Ethicoin is a separate entity from AIA Exchange. Ethicoin is not responsible for AIA Exchange's operations, terms, or any losses incurred through its use
• ETHIC+ may be traded on other exchanges or DEX platforms in the future. Ethicoin makes no representation regarding the availability, security, or suitability of any exchange
• Users are responsible for verifying that their use of any exchange platform is lawful in their jurisdiction
• Ethicoin does not provide custody of ETHIC+ tokens. All token custody is the sole responsibility of the User

// Section 06 — Charity Mandate //

1% of every ETHIC+ transaction is permanently and immutably allocated to the Galamsey Elimination initiative in Ghana. This allocation is hardcoded in the verified smart contract and cannot be suspended, redirected, or removed by any party.

By transacting in ETHIC+, you acknowledge and accept that 1% of your transaction value will be allocated to the charity mandate. This is not optional. It is a protocol-level function that operates automatically on every transaction.

// Section 07 — Permitted & Prohibited Use //

You may use the Platform for lawful purposes consistent with these Terms. The following are expressly prohibited:

• Impersonation — representing yourself as Ethicoin, any team member, or any authorised representative without written consent
• Reverse engineering — decompiling, disassembling, or attempting to derive source code from any Platform component (excluding the publicly available open-source smart contract)
• Harmful activity — uploading malware, viruses, or code designed to damage, intercept, or disrupt Platform systems
• Unlawful use — using the Platform in violation of any applicable law including anti-money laundering, sanctions, or securities regulations
• Market manipulation — any activity designed to artificially affect the price, volume, or perception of ETHIC+ through deceptive means
• Automated scraping — using bots or automated tools to extract data from the Platform without prior written consent
• Multiple accounts — creating more than one account per individual without prior written consent from Ethicoin

Violation of these prohibitions may result in account suspension, referral to law enforcement, or legal action at Ethicoin's sole discretion.

// Section 08 — Intellectual Property //

All content on the Platform — including but not limited to text, graphics, logos, imagery, the Ethicoin brand identity, the whitepaper, the manifesto, and all software (excluding the open-source smart contract) — is the exclusive intellectual property of Saeculum XXI Ethicoin and is protected under applicable copyright, trademark, and intellectual property law.

• Press assets (logos, photos, boilerplate) may be used by journalists and media professionals for editorial purposes with attribution to Ethicoin (ETHIC+)
• Reproduction of Platform content for commercial use requires prior written consent from Ethicoin
• The ETHIC+ smart contract source code is open-source and publicly available on BSCScan — its use is subject to the terms of its deployment licence
• The Ethicoin name, ETHIC+ ticker, and associated branding may not be used to suggest endorsement or affiliation without written consent

// Section 09 — User Content & Accounts //

Where the Platform permits you to submit content — including feedback, applications, messages, or community contributions — you warrant that you hold all necessary rights to that content and that it does not violate any third-party rights, applicable law, or these Terms.

By submitting content, you grant Ethicoin a non-exclusive, royalty-free, worldwide licence to use, display, and reproduce such content solely in connection with providing Platform services or evaluating your submission.

// Section 10 — Third-Party Services //

The Platform may contain links to third-party websites, services, or protocols — including AIA Exchange, BNB Smart Chain, BSCScan, and others. These links are provided for convenience only. Ethicoin does not endorse, control, or accept responsibility for any third-party content, security, or services.

Your use of any third-party service is governed by that service's own terms and conditions. Ethicoin accepts no liability for losses arising from third-party service failures, breaches, or actions.

// Section 11 — Modifications & Termination //

Ethicoin reserves the right to modify, suspend, or discontinue any part of the Platform — including content, features, or services — at any time without prior notice and without liability. Updates to these Terms will be published on this page. Continued use of the Platform following any update constitutes acceptance of the revised Terms.

Ethicoin reserves the right to suspend or terminate your access to the Platform if you breach these Terms, engage in fraudulent activity, or if required to do so by applicable law or regulatory authority.

// Section 12 — Disclaimer & Liability //

The Platform and all its contents are provided on an "as is" and "as available" basis. Ethicoin makes no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of any content on the Platform.

• Ethicoin expressly disclaims all liability for direct, indirect, incidental, consequential, or special damages arising from your use of the Platform
• The gold index reference is a pricing mechanism — not a capital protection instrument or return guarantee
• Nothing on the Platform constitutes financial advice, investment advice, legal advice, or tax advice
• Ethicoin is not liable for losses arising from smart contract interactions, token value fluctuations, exchange platform failures, or wallet security breaches
• Ethicoin is not liable for actions of third parties including exchanges, wallet providers, or individuals impersonating Ethicoin

To the fullest extent permitted by applicable law, Ethicoin's total aggregate liability to any User shall not exceed the amount you paid, if any, to access the Platform.

// Section 13 — Indemnification //

You agree to indemnify, defend, and hold harmless Ethicoin, Saeculum XXI Ethicoin, its founders, team members, affiliates, and agents from and against any claims, liabilities, losses, damages, costs, and expenses (including reasonable legal fees) arising from:

• Your breach of any provision of these Terms
• Your use or misuse of the Platform or ETHIC+ tokens
• Your violation of any applicable law or regulation
• Any content you submit or transmit through the Platform
• Any third-party claim arising from your activities on or in connection with the Platform

// Section 14 — Governing Law & Jurisdiction //

These Terms are governed by and construed in accordance with the laws of the United Arab Emirates, and specifically the laws applicable in the Emirate of Dubai, without regard to conflict of law principles.

Any dispute, claim, or controversy arising from or relating to these Terms or your use of the Platform shall be subject to the exclusive jurisdiction of the courts located in Dubai, United Arab Emirates.

// Section 15 — General Provisions //

• Entire Agreement. These Terms, together with the Privacy Policy and Risk Disclaimer, constitute the entire agreement between you and Ethicoin regarding the Platform
• Severability. If any provision of these Terms is held to be invalid, illegal, or unenforceable, the remaining provisions shall continue in full force and effect
• No Waiver. Ethicoin's failure to enforce any provision of these Terms shall not constitute a waiver of that provision
• Assignment. You may not assign your rights or obligations under these Terms without Ethicoin's prior written consent. Ethicoin may assign its rights without restriction
• Notices. All notices to Ethicoin must be sent to office@ethicoin.org and shall be deemed received upon acknowledgement of receipt
• Language. These Terms are written in English. In the event of any conflict between translated versions and the English version, the English version shall prevail

Effective: 2 April 2024 · Last Updated: April 2026 · Version 2.0 · Saeculum XXI Ethicoin